Buy Here Pay Here What we offer …

    * A chance to re-establish your credit (we report to the credit bureau)
    * A short term loan so that you can own your vehicle quickly and save tons of money on finance charges
    * Free oil changes for the life of your loan
    * A quality DEPENDABLE pre-owned vehicle that has been meticulously inspected and service

Call Today! 317-293-8060
Ask for Ron or Buck.

 

Why ...

Bad things happen to good people all the time. At Ray Skillman West Auto Mall, we want to be the stepping stone to help you get back on your feet and into a dependable vehicle. Ray Skillman West Auto Mall has decided to loan money to good people, who deserve that second chance when other dealerships or banks will not. We also help hundreds of customers who have started over due to a recent bankruptcy.

The Vehicles …

Most of our vehicles are locally owned trade-ins that have been sent through a rigorous inspection process. So you have a car/truck/van that gives you the peace of mind that other buy here pay here lots simply cannot offer.

The Interview …

After you complete the attached credit applications, one of our buy here pay here specialists will call you and set up a time for you to come in for the interview process. We take the time to know you and work together to come up with a payment plan that fits into your budget and gives you the opportunity to buy a quality pre-owned car, truck or SUV. Our interview process is important because so many lending institutions just look at the credit scores. This does not always tell the real story about a person and we have a responsibility to our customers to hear the story from you. “Bad things do happen; how I respond to them defines my character and the quality of my life.” (Walter Anderson)

The Loan …

At Ray Skillman West Auto Mall we try to keep our loans short term; for example, two years or less. Every now and then exceptions are made and we will stretch a loan out past two years, however it must fit into your budget. We have found two year loans seem to work best for our customers. After paying on time for just two short years or less you should be back on track and impart to our reporting to the credit bureaus, be able to secure financing with a conventional bank.

In Closing …

I would like to thank you for your interest in Ray Skillman West Auto Mall In-house finance program. I think you will find that our reputation and our commitment to service along with our commitment to our local communities go unmatched. We will work with you to get you into a quality pre-owned vehicle.

If you have any questions please contact Ron Hinkle or Buck Sedam at 317-293-8060.

Buy Here Pay Here Car Dealerships in Indianapolis

While Indianapolis car dealerships allow you to search among various vehicles and shop for your dream car, they don't provide financial assistance to help you purchase the vehicle you want like Ray Skillman does. As one of the trusted Buy Here, Pay Here (BHPH) used car dealerships in Indianapolis, we provide you with a convenient car shopping experience that goes beyond sales and extends to auto financing.

What We Offer

Over the years, Ray Skillman has been recognized as one of the trusted car dealerships Indianapolis can offer for the outstanding service we provide. As a BHPH dealership, we provide you the following benefits:

• Opportunity to rebuild your credit - Unlike traditional Indianapolis car dealerships, we help you rebuild your credit through our in-house financing. Since we are the ones to facilitate the financing of your car, you're required to give us monthly payments for the duration of your loan. Timely monthly payments made on an installment loan can help improve a person's bad credit history. We report to the credit bureau the monthly payments you make to help restore your credit standing.
• Flexible loan terms - Compared to conventional used car dealerships in Indianapolis, Ray Skillman studies your financial situation first before we give you a selection of vehicles to choose from. This process ensures that you choose a vehicle that's within your budget preferences. Our auto financing features flexible loan terms, usually for two years or less, so you can enjoy freedom from financial obligations in the soonest possible time frame.
• Quality vehicles - At our BHPH dealership, we guarantee quality vehicles that have been thoroughly inspected to ensure you get your money's worth. We offer a wide inventory of Kia vehicles and more to choose from.

Purchase that vehicle you want today through our help! Contact us at 317-293-8060 and discover why we are among the car dealerships Indianapolis trusts.
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